January 2021 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  January 2021 Newsletter. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. The information […]

October 2020 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  October 2020 Newsletter. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. The information […]

July 2020 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  July 2020 Newsletter. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. The […]

April 2020 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  April 2020 Newsletter.   Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. […]

January 2020 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  January 2020 Newsletter. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. The […]

October 2019 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  October 2019 Newsletter. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. The […]

Fiduciary Redux II

Every year or so, I feel the need to write an article about the Fiduciary Standard because large financial firms or regulators muddy the differences between true fiduciary firms and product salespeople like stockbrokers and insurance agents. In January 2017 I wrote on this topic when the Department of Labor introduced new regulations (which were […]

July 2019 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  July 2019 Newsletter. Please let us know if you would like to receive a paper copy in the mail. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness […]

April 2019 Newsletter

Our latest quarterly newsletter is fresh off the presses. Here is a link to access a pdf version:  April 2019 Newsletter.   Please let us know if you would like to receive a paper copy in the mail. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion […]

When a Plan Comes Together

If you’ve met with our team recently, you’re probably familiar with our “Risk Analysis Grid” that is used to guide financial planning meetings. One area of the grid that I’ve spent a lot of time in lately is “Retirement & Financial Independence Cash Flow Planning”. Financial Independence sounds wonderful, but when the rubber meets the […]