To Buy or not to Buy (That is the Question…)

A common question which comes up early in one’s career and shortly after escaping the education system is: should I buy my own home, and if so, when can I comfortably do so? The current low interest rate environment and work-from-home protocols have made purchasing a home a more attractive option for many, but there […]

Contemplating your New Freedom

Do you believe in life after retirement? (Thanks Cher.) As a 29-year-old, the thought of retirement is nothing but an exciting and far-fetched concept filled with endless opportunity and a laundry list of things I hope to experience one day. Those wistful feelings can change dramatically as retirement becomes a quick approaching reality. Frequently, we […]

Planning for Incapacity and Long-Term Care (Yuk!)

In coming decades, medical advances and healthy lifestyles will allow many Americans to live past 90 and in doing so, increase their likelihood of needing long-term care. Planning for long-term care and incapacity is something that most people would like to avoid, and we understand. Planning for an eventuality where we put our care in […]

College Planning in an Age of Uncertainty

One of the most important undertakings facing new parents – and grandparents – is planning and saving for the future educational expenses of the family’s new addition. As a new parent myself – of twins no less – it has become remarkably clear how expensive school will be in several years. As an example, the […]

2020 Year-End Tax Planning Opportunities

What a year 2020 has been! If there has ever been a year that defied prediction, 2020 has been it. It serves as a good reminder that predictions are far from certain. That being said, financial planning is all about making educated predictions of the future and identifying future risks. Tax opportunities often come from […]

Cybersecurity Best Practices

As the world around us continues to become more and more digitized, it is important we are aware of the many ways in which our personal information can be compromised. Hackers and spammers can obtain much of our personal information these days without much effort. By using computers, digital criminals can crack your passwords and […]

It’s Never Too Early to Meet with a Financial Planner

One of the great lessons of 2020 is that it’s never too early to plan. At a national and household level, conversations are being had about financial planning, being intentional with resources, and looking towards the future. Most young earners have watched their lives and finances grow more complicated over the last few years but, […]

The CARES Act and your Retirement Accounts

The CARES (Coronavirus Aid, Relief, and Economic Security) Act of 2020 provides a huge boost to business and individuals to keep the economy afloat. The most talked about provisions are direct payments to many individuals and couples (actually a new refundable income tax credit that is scaled down based on 2019 adjusted gross income), lending […]

New Associate Financial Planner

Please join us in welcoming Allison Miller, who joined Armor in August as an Associate Financial Planner. Allison supports the firm’s lead advisors in providing holistic financial planning and wealth management services to our clients. From 2016 until 2019, Allison was a Financial Planning Associate for a large, independent RIA in the Baltimore area, and […]