Sellers vs. Buyers

If you watched the College Football Playoffs, you undoubtedly saw a commercial from a certain insurance company.  It must have aired fifteen times.  Typically I ignore the ads, but one phrase kept grabbing my attention and drawing my ire.  The ad was referring to the company’s salespeople and saying “we call them advisers”. It reminded […]


Oil is a vital sign which mirrors the relative health of the global economy. The price of oil has fallen by roughly half in the last year and as of this writing continues to decline. At the same time, the US is literally floating in a sea of crude, as little onshore storage remains. It’s […]