To Buy or not to Buy (That is the Question…)

A common question which comes up early in one’s career and shortly after escaping the education system is: should I buy my own home, and if so, when can I comfortably do so? The current low interest rate environment and work-from-home protocols have made purchasing a home a more attractive option for many, but there […]

Contemplating your New Freedom

Do you believe in life after retirement? (Thanks Cher.) As a 29-year-old, the thought of retirement is nothing but an exciting and far-fetched concept filled with endless opportunity and a laundry list of things I hope to experience one day. Those wistful feelings can change dramatically as retirement becomes a quick approaching reality. Frequently, we […]

Count your Blessings

Markets continued their upward trajectory in the first quarter, after a remarkable run in a chaotic though profitable 2020. The vaccination tsunami has hit the beach, and stocks continue to soar to new highs. Everyone in our office has received their jab in the arm. It is a wonderful thing, and can only get better, […]

April 2021 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  April 2021 Newsletter. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. The information […]

Planning for Incapacity and Long-Term Care (Yuk!)

In coming decades, medical advances and healthy lifestyles will allow many Americans to live past 90 and in doing so, increase their likelihood of needing long-term care. Planning for long-term care and incapacity is something that most people would like to avoid, and we understand. Planning for an eventuality where we put our care in […]

Zombieconomy 2025

Let us be grateful 2020 is finally behind us. No one saw the pandemic coming. We can at least enter 2021 with renewed hope for a better year. Two vaccines are currently being distributed, with a third due in early January. My 92 year-old father has had his first shot. Prospects for a better 2021 […]

January 2021 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  January 2021 Newsletter. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. The information […]

College Planning in an Age of Uncertainty

One of the most important undertakings facing new parents – and grandparents – is planning and saving for the future educational expenses of the family’s new addition. As a new parent myself – of twins no less – it has become remarkably clear how expensive school will be in several years. As an example, the […]

2020 Year-End Tax Planning Opportunities

What a year 2020 has been! If there has ever been a year that defied prediction, 2020 has been it. It serves as a good reminder that predictions are far from certain. That being said, financial planning is all about making educated predictions of the future and identifying future risks. Tax opportunities often come from […]