Planning for Incapacity and Long-Term Care (Yuk!)

In coming decades, medical advances and healthy lifestyles will allow many Americans to live past 90 and in doing so, increase their likelihood of needing long-term care. Planning for long-term care and incapacity is something that most people would like to avoid, and we understand. Planning for an eventuality where we put our care in […]

Zombieconomy 2025

Let us be grateful 2020 is finally behind us. No one saw the pandemic coming. We can at least enter 2021 with renewed hope for a better year. Two vaccines are currently being distributed, with a third due in early January. My 92 year-old father has had his first shot. Prospects for a better 2021 […]

January 2021 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  January 2021 Newsletter. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. The information […]

College Planning in an Age of Uncertainty

One of the most important undertakings facing new parents – and grandparents – is planning and saving for the future educational expenses of the family’s new addition. As a new parent myself – of twins no less – it has become remarkably clear how expensive school will be in several years. As an example, the […]

2020 Year-End Tax Planning Opportunities

What a year 2020 has been! If there has ever been a year that defied prediction, 2020 has been it. It serves as a good reminder that predictions are far from certain. That being said, financial planning is all about making educated predictions of the future and identifying future risks. Tax opportunities often come from […]

The Macro Messaging of the Markets

I reject the term “unprecedented times”. It seems that we are too often told that we are living in unprecedented times, that we should accept a new paradigm for the era, pretend that plague has never been visited upon humanity, and this is the most vicious election the US has ever been through. I say […]

October 2020 Newsletter

Our latest quarterly newsletter is available. Please follow this link to access a pdf version:  October 2020 Newsletter. Nothing contained in this publication is intended to constitute legal, tax, securities or investment advice, nor an opinion concerning the appropriateness of any investment, nor a solicitation of any type and does not guarantee future results. The information […]

A Bubble and a Hard Place

Only a few months ago, markets were crawling off the bottom of the pandemic-driven collapse. What a difference combined fiscal and monetary efforts have delivered so far. Growth Equity Markets have matched and exceeded their pre-coronavirus highs. This has been good news for investors. Yet a word of caution is appropriate. Though continuing to exceed […]

Cybersecurity Best Practices

As the world around us continues to become more and more digitized, it is important we are aware of the many ways in which our personal information can be compromised. Hackers and spammers can obtain much of our personal information these days without much effort. By using computers, digital criminals can crack your passwords and […]